THE CREDIT CARD DEBT CALCULATOR

USE OUR DEBT PAY OFF CALCULATOR TO FIND OUT HOW LONG THE DIFFERENT OPTIONS AVAILABLE WILL TAKE TO ELIMINATE YOUR CREDIT CARD DEBT PROBLEM! AND HOW MUCH DOES EACH OPTION REALLY COST YOU?

The monthly payments in this calculator are not set as a % of your balance to calculate the minimum payment amount. We realize your minimum payments may vary by creditor. Our credit card debt calculator allows you to input your individual creditor minimum payments. You are also able to input your individual credit card balances and the corresponding interest rates. The calculator will now show you how long it will take to payoff your debt and be “debt free” if you continue on a path of only monthly minimum payments. If you choose to pay more than your minimum payments, you can enter a fixed monthly amount and the debt calculator will give you a new payoff time frame to be debt free. This gives you a valuable “starting point” to review your credit card debt reduction goals!

If you have received a consumer credit counseling consultation, then the non-profit agency should have provided you with interest rate commitments or estimates from all your individual creditors. This debt management plan should also reflect the portion of your monthly payment which goes to each individual creditor. You can input this information into the debt reduction calculator and confirm how long it will take to become debt free with their program.

Our debt settlement program design actually builds in the service fee as well as the estimated lump sum settlements projected to be remitted to your creditors. During your free consultation, you will be given a monthly commitment amount and an estimated time frame to be debt free.