USE OUR DEBT CALCULATOR TO FIND OUT HOW LONG THE DIFFERENT OPTIONS AVAILABLE WILL TAKE TO ELIMINATE YOUR CREDIT CARD DEBT PROBLEM! AND HOW MUCH EACH OPTION WILL REALLY COST YOU!
The monthly payment in our calculator uses 4% of your balance to calculate the minimum payment amount. We realize your minimum payment may be more or it may be less.
The Consumer Credit Counseling portion of our calculator assumes that the non-profit agency will be able to secure a 3% average interest rate commitment from all your creditors.
The Debt Settlement Program portion of our calculator actually builds in the service fee as well as the estimated lump sum settlements to your creditors.